Five-Stage Escrow Workflow
Every escrow order progresses through five verified milestones with full buyer and seller protection:
1. Pending Funding
Buyer initiates checkout via Card, PayPal, or ZTR ERC-20 settlement.
2. Funded in Escrow
Funds are cryptographically locked in the regional Zen-Toro Escrow Vault.
3. Shipped with Carrier Tracking
Seller dispatches insured freight and binds tracking number.
4. Delivered & Inspecting
Buyer receives a 48h–7d verification window to inspect physical goods.
5. Released or Disputed
Funds disburse to seller IBAN/PayPal/ZTR wallet or enter arbitration.
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